MORTGAGE LENDING

Taking advantage of using a mortgage credit you will be able to acquire housing both on the secondary and on the primary (‘new building projects) markets.

Benefits of the mortgage credit

• no need to wait for the accumulation of the sum required for acquiring a property right for a housing,

• taking into account a continuous increase in prices for real property, it is rather more beneficial to purchase an apartment on credit, than to save up money for it over several years.

• the mortgage allows purchasing of housing of a more high quality than you could have allow by using only your savings;

• operative making of a preliminary decision on lending;

• information concerning a possible credit amount and the amount of monthly repayment thereof is calculated and provided to the client upon his/her primary request;

•  the client is issued an individual card indicating the credit amount and currency that is valid within three months, during which it is possible to choose the required real property;

• possibility of investment of housing under construction;

• possibility to obtain a credit both in the national and foreign currency;

• benefits for young people in the age before 35 (inclusive) in the form of partial compensation of the interest rate on a credit by the State Fund for facilitation of the youth housing construction in the amount of the NBU’s interest rate;

• young people in the age before 30 (inclusive) are provided with a possibility to receive  a credit with the reduced first installment;

• possibility to acquire a summer cottage and a land plot;

• possibility to acquire housing without the primary installment subject to additional provision of the mortgage of real property;

• possibility to credit the client’s expenses for completion of a transaction (payment of taxes, insurance, notarial services, the Bank’s commission);

• no need to wait for the accumulation of the sum required for acquiring a property right for a housing,

• taking into account a continuous increase in prices for real property, it is rather more beneficial to purchase an apartment on credit, than to save up money for it over several years.

• the mortgage allows purchasing of housing of a more high quality than you could have allow by using only your savings;

• operative making of a preliminary decision on lending;

• information concerning a possible credit amount and the amount of monthly repayment thereof is calculated and provided to the client upon his/her primary request;

•  the client is issued an individual card indicating the credit amount and currency that is valid within three months, during which it is possible to choose the required real property;

• possibility of investment of housing under construction;

• possibility to obtain a credit both in the national and foreign currency;

• benefits for young people in the age before 35 (inclusive) in the form of partial compensation of the interest rate on a credit by the State Fund for facilitation of the youth housing construction in the amount of the NBU’s interest rate;

• young people in the age before 30 (inclusive) are provided with a possibility to receive  a credit with the reduced first installment;

• possibility to acquire a summer cottage and a land plot;

• possibility to acquire housing without the primary installment subject to additional provision of the mortgage of real property;

• possibility to credit the client’s expenses for completion of a transaction (payment of taxes, insurance, notarial services, the Bank’s commission);

• credit period – up to 30 years;

• credit amount:

• up to 80% of the real property acquired;

• up to 85% of the real property acquired, if the age of the Client or one of the adult members of the Client’s family is before 31;

• up to 100% of the real property acquired, if a complementary liquid real assets is provided as a real security;

• security for credit is a mortgage of the property rights for the real property acquired or real security of other liquid real assets.

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• credit period – up to 30 years;

• credit amount:

• up to 75% of the real property acquired;

• up to 80% of the real property acquired, if the age of the Client or one of the adult members of the Client’s family is before 31;

• up to 100% of the real property acquired, if a complementary liquid real assets is provided as a real security;

• security for credit is a mortgage of the property rights for the real property acquired or real security of other liquid real assets

What documents are required

• Passport;

• Complimentary document, which is the client’s identity card (e.g. driver’s license, foreign passport, military card, etc.);

• Certificate of the issued personal identification number (PIN);

• Certificate of employment (form No.3) with the indication of the earned income for the last 6 months.

*The data provided on this page is tentative.
Please contact our office for more detailed information:
Tel.: (044) 489-55-54 or e-mail: info@ufo-credit.kiev.ua